The Essence of the Scam
In 2026, there has been an increase in cases where scammers call Russians who have recently returned from abroad, impersonating police, FSB agents, or other authorities and demanding money through threats. They claim that the victims supposedly contacted banned organizations during their trip, which allegedly leads to investigations, account blockages, and criminal prosecution.
The fraudsters offer to «resolve the problem» by transferring money to a so-called «safe account» or by following other instructions. The Russian Ministry of Internal Affairs has recorded a rise in reports related to this scheme and warns citizens to stay vigilant.
Mechanism of Deception and Warning Signs
The key sign of fraud is the demand to disclose card details, SMS codes, or to transfer money to a specified account. In an official statement by the Ministry of Internal Affairs dated August 30, 2025, it is emphasized that neither the police, nor banks, nor the Gosuslugi portal request such information from citizens.
Banks may suspend transactions or block cards if suspicious activity is detected, such as withdrawing a large sum, but they never ask customers to transfer funds based on a caller’s instructions. Any pressure involving threats of criminal prosecution when trying to verify information with the bank is a clear sign of fraud.
History and Evolution of Scam Schemes
The Ministry of Internal Affairs regularly uncovers and informs about new deception methods. For example, in recent years, scammers have hijacked messenger accounts under the pretext of obtaining in-game currency or sent fake tax emails demanding corrections to declarations.
The scheme involving threats of account blocking and criminal prosecution targeting those returning from abroad began to be actively recorded in 2025–2026. This type of fraud demonstrates the increasing sophistication of scammers and targets a vulnerable group of citizens who may not immediately recognize the calls as illegitimate.
Recommendations for Victims
If the victim has already disclosed card details or transferred money, the Ministry of Internal Affairs recommends blocking the bank card and changing passwords for apps and email as soon as possible. It is also crucial to immediately contact the bank and the police to prevent further fraudulent actions.
According to the Ministry’s plan dated July 27, 2026, prompt actions can significantly reduce losses and assist law enforcement in investigating crimes. It is important not to yield to pressure and always verify information independently through official channels.
Impact on Society and the Banking Sector
The rise of such scams increases the overall distrust among citizens towards banking operations and government agencies. Experts estimate that in 2026 the number of police reports regarding these schemes grew by tens of percent.
Banks and law enforcement agencies are intensifying client awareness efforts and introducing additional security measures to protect accounts. However, the main defense lies in citizens’ awareness and caution when dealing with unfamiliar calls and messages.
Conclusion: Neither the police nor banks ever require money transfers over the phone. If faced with threats of account blocking, one should immediately contact official services and not succumb to scammers’ pressure.